About Us

ATDER provides fast, reliable real estate financing to fuel development and investment across the Appalachian region and beyond.

At Appalachian Trust & Development Equity Realty (ATDER), we’re more than just a lender; we’re partners in progress across America’s heartland. Headquartered in Athens, GA, we provide private, asset-based financing designed to empower real estate developers, builders, and investors to move projects from vision to reality.

Our mission is to revitalize communities through smart, strategic lending. Whether it’s a fix-and-flip, new construction, or land development, ATDER delivers fast, flexible capital backed by deep market insight and genuine local expertise. We understand that every property tells a story and we’re here to help write its next chapter.

With roots grounded in trust and growth, ATDER bridges the gap between traditional financing and the speed modern investors demand, fueling development across Tennessee, North Carolina, Georgia, and beyond.

Our Values

Our speed and precision reflect our respect for clients’ timelines, while our commitment to community growth and sustainable progress ensures that every project contributes to a stronger, more resilient community of developers.

Guided by an entrepreneurial spirit, we empower investors and builders to turn vision into value, responsibly, reliably, and with purpose.